New York Paycheck Calculator
2025 federal + New York state tax + FICA, per paycheck and per year. Estimates for planning.
Net pay / period
$0.00
Federal tax
$0.00
Social Security + Medicare
$0.00
State tax
$0.00
Annual net
$0.00
Effective tax rate
—
(all taxes) ÷ gross
Tax year 2025 tables. Estimates for planning only — not tax advice. Local taxes, SDI, and credits are not modeled; results for high incomes or unusual deductions will differ from a real paycheck.
New York income tax — brackets
| From | To (single) | Rate |
|---|---|---|
| $0 | up to $8,500 | 4.00% |
| $8,500 | up to $11,700 | 4.500% |
| $11,700 | up to $13,900 | 5.250% |
| $13,900 | up to $80,650 | 5.500% |
| $80,650 | up to $215,400 | 6.00% |
| $215,400 | up to $1,077,550 | 6.850% |
| $1,077,550 | up to $5,000,000 | 9.650% |
| $5,000,000 | up to $25,000,000 | 10.300% |
| $25,000,000 | and above | 10.900% |
Married brackets differ; the calculator uses them automatically. NY progressive 4%–10.9%. Standard deduction not modeled at state level (NY SD $8,000 single; estimate treats state tax on gross less pre-tax).
Federal tables (all states)
| Bracket (single) | Up to | Rate |
|---|---|---|
| 1 | $11,925 | 10% |
| 2 | $48,475 | 12% |
| 3 | $103,350 | 22% |
| 4 | $197,300 | 24% |
| 5 | $250,525 | 32% |
| 6 | $626,350 | 35% |
| 7 | — | 37% |
Tax year 2025. Standard deduction $15,750 single / $31,500 married (OBBBA). Social Security 6.2% up to $176,100; Medicare 1.4500000000000002% + 0.8999999999999999% over $200,000.
Frequently asked questions
How much is taken out of a paycheck in New York?
New York State runs 4%–10.9%, and NYC residents pay an additional city tax (≈3.1%–3.9%, approximated here at a flat 3.8% when the NYC box is checked). On top of that, everyone pays federal income tax (after the $15,750 single / $31,500 married standard deduction for 2025) and FICA: Social Security 6.2% up to $176,100, Medicare 1.45% (+0.9% over $200K single).
Are these New York tax rates current?
The tables reflect tax year 2025 as published by the state and cross-checked in September 2026. State legislatures change rates and brackets — for filing decisions, confirm with the New York Department of Revenue.
Does this include local taxes?
New York City residents: check the NYC box for a flat 3.8% approximation of the city tax (actual: 3.078%–3.876% by income).